Whether you filed bankruptcy due to a sudden crisis or were unaware of the state of your finances, the financial and mental recovery process can be difficult. Here are four ways that you can come back strong.

1. Use a prepaid debit card. By having a  debit card, you have the flexibility to shop online, as well as to withdraw money for any cash needs. Best of all, you will also have an electronic record of your spending, as well as budgeting software with your provider, so you will better be able to gauge how you are doing financially. This awareness could be what keeps you from going bankrupt again.

2. Take a finance class. Whether you want some tips on how to organize your funds, or you recognize that you need a new way to think about spending, a finance class will help get you on your feet.

3. Get accountability. If you do recognize that you need to change your spending habits, finding accountability to keep you on track with your budget is essential. This accountability can be your friend, or you can find a support group to walk you through the process.

4. Rebuild your credit carefully. Once you get a credit card (you can start by using a prepaid card), you can rebuild your credit faster by putting purchases on your card and paying them off in full immediately. The key, though, is to pay it off right away. Simply making minimum payments will not improve your credit significantly.

Recovering from bankruptcy takes diligence. It means evaluating every purchase to see how it will affect your credit. It takes a long-term mindset. With these four tips, you can begin the path to financial stability.